Tim is a seasoned business leader who has a vast amount of experience utilizing data sets for good with experience at Big Issue Invest, Experian and Barbon Insurance. With the inception of Salad Money Tim identified the potential for Open Banking to better serve consumers shut out from mainstream credit, and secured private capital to establish the business. Tim continues to be a passionate proponent for appropriate and affordable lending, and serves as a non-executive director of Responsible Finance, the national membership body for providers of responsible finance.